TORONTO, ONTARIO, CANADA - 05/22/2018 — Long Term Disability (LTD) benefits provided through an employer are a safety net for those who are ill or injured and unable to work. However, for some, they are learning a hard lesson about how insurance companies will deny benefits to those who are unable to return to work, or even more frustratingly, those who are being told by their employer they are too sick to work. Toronto based and Canada wide disability claim law firm, Share Lawyers has worked with dozens of clients in this situation.
Thava* worked as a labourer at a manufacturing plant in Scarborough, Ontario for over 20 years and one morning while on the factory floor, he experienced a near-fatal heart attack.
After weeks of rehabilitation and short-term benefits, Thava was on the mend and looking to return to work. His employer was uneasy, and told him to take some more time off. He was able to recover and quit smoking and changed his lifestyle for better heart health.
When he asked his employer again to return to work, they told him no, they were not confident he was ready to work and they were not willing to take on the risk. Thava applied to his Long-Term Disability benefits, as now his short term benefits had run out, and he was denied.
“We see situations like this all the time”, said Shira Bernholtz, Client Service Lawyer at Share Lawyers. “People are trying to get back to work but they cannot for whatever reason, and then their claims are denied. It’s like the rug is being pulled out from under them.”
Thava was totally stunned by his situation, and a lot of people don’t realize they can be denied benefits even though they are unable to work. “Lots of people think that they just can’t fight the insurance companies, that it’s too hard, and they either return to work when sick, or even worse find themselves unemployed, ” said Bernholtz.
Luckily for Thava, his wife urged him to contact Share Lawyers, who were able to reach a settlement with his insurance company for the benefits that he should have received. Fighting it on his own would have taken time and effort he just didn’t have, and without the legal expertise of Share Lawyers, he may have found himself in a much more dire situation.
*All names and identifying details have been changed to protect the confidentiality of all involved.
Media Contacts:Company Name: Share Lawyers